1 bag (13 ounces) tortilla chips
4 ounces Mild Cheddar cheese, shredded (1 cup)
4 ounces Pepper Jack cheese, shredded (1 cup)
1 can (15 ounces) black beans, rinsed and drained
1 can (2.25 ounces) sliced ripe olives, drained
1/2 cup diced sweet red bell pepper
4 ounces Havarti cheese, shredded (1 cup)
Optional toppings: minced fresh cilantro, sliced green onions, pickled banana pepper rings, diced tomato, cubed avocado, sour cream and salsa
1 Heat oven to 400°F. Line a 15 x 10-inch baking pan with parchment paper.
2 Arrange tortilla chips in a single layer on prepared pan. Sprinkle with cheddar and pepper jack. Layer with black beans, olives, red pepper and havarti.
3 Bake for 10-12 minutes or until cheeses are melted. Garnish with toppings as desired. Serve immediately.